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Fed Rate Cut & Potential for More: A Boon for Coinbase?

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Key Takeaways

  • {\"0\":\"The Fed\'s 25 bps rate cut and hints of more support risk assets like equities and crypto.\",\"1\":\"Coinbase could see higher trading volumes, lifting transaction revenues above 50% of its top line.\",\"2\":\"COIN shares are up 38.5% YTD, but its P/E of 52.56 is well above the industry average of 25.71.\"}

The Federal Reserve's decision to cut interest rate should act as a tailwind for Coinbase Global (COIN - Free Report) . This crypto leader, banking on a broader range of crypto assets and tokenized equities as well as increased volatility, is poised to gain as investors continually seek options that give them higher returns. Investment options, whose returns are directly proportional to a better rate environment, are unlikely to offer as much gains as the Fed slashed the interest rate by 25 basis point in its recent FOMC meeting and hinted at two more cuts this year.

A rate cut lowers borrowing costs and thus encourages investors to move into riskier alternatives, such as equities and digital assets, away from traditional, low-yielding assets. We already know that Trump’s second presidential term, with its pro-crypto environment, has eased regulatory control, raising optimism on Coinbase and other crypto players. 

Coinbase is at an advantageous position as it offers consumers a primary financial account for the crypto economy and institutions a full-service prime brokerage platform with access to deep pools of liquidity across the crypto marketplace. Its suite of products grants access to the crypto ecosystem.

As investors look for equities and digital assets, trading volume, the primary driver of COIN’s top line, gets a further boost. Higher trading volume means higher transaction revenues, contributing over 50% of COIN’s top line. The company also stands to gain from higher institutional adoption of digital assets.

Coinbase’s continued strategic growth initiatives and its position as the industry’s premier “everything exchange” position it well to capitalize on any market-driven opportunities.

What About Peers?

The rate cut has notable implications for Robinhood Markets (HOOD - Free Report) and Circle Internet Group (CRCL - Free Report) . 

For Robinhood, declining yields on traditional savings and bonds push retail investors toward equities, options, and crypto, lifting trading activity and transaction-driven revenues. Lower borrowing costs also strengthen Robinhood’s margin trading demand and overall market liquidity.

For Circle, the issuer of USD Coin (USDC), reduced rates compress reserve income, slightly limiting earnings from interest-bearing assets. However, accommodative monetary conditions can accelerate stablecoin adoption across payments and trading, helping Circle balance weaker yields with growing transaction volumes and expanding ecosystem participation.

COIN’s Price Performance

Shares of COIN have gained 38.5% year to date, outperforming the industry.

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COIN’s Expensive Valuation

COIN trades at a price-to-earnings value ratio of 52.56, above the industry average of 25.71. It carries a Value Score of F.

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Image Source: Zacks Investment Research

Estimate Movement for COIN

The Zacks Consensus Estimate for COIN’s third-quarter 2025 EPS has moved down by 1 cent, while that for fourth-quarter 2025 EPS has witnessed no movement over the past 30 days. The consensus estimate for full-year 2025 witnessed no movement, while that for 2026 has moved north by 1 cent.
 

Zacks Investment Research
Image Source: Zacks Investment Research

The consensus estimates for COIN’s 2025 and 2026 revenues indicate year-over-year increases. The consensus estimates for COIN’s 2025 and 2026 EPS indicate a decline.

COIN stock currently carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

 


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Coinbase Global, Inc. (COIN) - free report >>

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